Reference

Terms and Conditions That Govern Your Account

These terms set out the rules under which smsattamatka operates your account, processes deposits through UPI, Paytm, and PhonePe, and handles your activity on the platform.

Applies to all Indian account holdersUPI, Paytm & PhonePe wallet rules includedJurisdiction-dependent eligibilitySubject to periodic revisionEffective on account creation

Explore the Lobby Read FAQ

Who These Terms Apply To and How

smsattamatka Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.

These terms apply to every person who creates or accesses an account on smsattamatka.com from India, where local law permits such access. Eligibility to hold an account is determined solely by the laws in force in the jurisdiction from which you are accessing the platform. We

1
do not extend account services in regions where local regulation prohibits it. When you initiate a deposit via UPI, Paytm, or PhonePe, you confirm that you are accessing the platform in a permitted region and that the funds belong to you. Account use for any unlawful
2
purpose is a direct breach of these terms and will result in immediate suspension without prior notice. We reserve the right to request identity documents before processing any withdrawal, and transactions flagged by our payment systems may be held for verification.

Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.

TERMS CONTACT PATHS

How to Reach Us About These Terms

If any clause in these terms is unclear, or if you believe a rule has been applied incorrectly to your account, contact our support team directly.

Email Support Write to our terms and compliance team at the address listed in your account dashboard. Include your account ID and the specific clause you are querying so our team can pull the right policy version and respond accurately.

Live Chat Our live chat channel is available during standard business hours. For terms disputes, select the 'Account & Policy' category so your message routes to the team with authority to review and resolve policy questions.

Help Centre The Help Centre on smsattamatka.com carries an indexed copy of the current terms, a change log of recent revisions, and answers to the most common policy questions raised by account holders in India.

HOW WE HANDLE YOUR ACCOUNT

Data, Security and Your Policy Rights

smsattamatka holds account data under strict internal access controls, retains transaction records for the period required by applicable law, and uses industry-standard encryption on every page where your data is submitted.

Data Retention

We keep your account records, transaction history, and communications for as long as required by applicable Indian data law. Once that period lapses, data is deleted or anonymised from our active systems on a scheduled basis.

Cookie Policy

Cookies on smsattamatka.com are used solely to maintain your session, remember language preferences, and measure which sections of the site you visit. No cookie data is sold to third parties under any arrangement.

Account Security

Your account is protected by a hashed password and optional two-factor verification via SMS. We will never ask for your password by email or chat — any message doing so should be reported to our security team immediately.

Amendment Rights

We may update these terms at any time. Revised terms are posted at /terms-conditions/ with the effective date clearly marked. Continued use of the account after the effective date constitutes acceptance of the revised version.

Requesting Changes

If you believe personal data we hold about you is inaccurate, you may submit a correction request through the Help Centre. We aim to review and respond to all data-correction requests within ten business days.

Account Closure

You may request account closure at any time by contacting support. Outstanding balances are returned to your verified UPI or PhonePe handle within seven business days after identity verification is completed.

Common Questions About These Terms

These answers address the most frequent policy questions we receive from account holders in India. If your question is not covered here, contact our support team via the channels listed in the section above.

These terms become binding the moment you submit the account-creation form on smsattamatka.com. Continued use of the platform — including logging in, making a deposit via UPI, or placing any activity — reaffirms your acceptance on an ongoing basis.

We post all updates at /terms-conditions/ with a clearly marked effective date. While we send in-app notifications for major revisions, you are responsible for checking this page periodically to stay current with the latest version of the terms.

A confirmed breach may result in temporary suspension, permanent closure, or withholding of pending withdrawals pending investigation. We will notify you by the email address on your account unless the breach involves suspected fraud, in which case action is immediate.

Submit a data-access request through the Help Centre under the 'Privacy & Data' category. We aim to provide a full copy of your account data, transaction history, and communication records within fifteen business days of receiving a valid request.

Eligibility and permissible activity depend on the laws of the specific state or territory from which you are accessing the platform. Where local law restricts or prohibits certain activities, those restrictions apply to your account regardless of these terms.

All deposits, whether via UPI, Paytm, or PhonePe, are governed by these terms alongside the individual payment provider's own user agreement. In any conflict between the two, our terms govern your account relationship with smsattamatka specifically.

Send a written dispute to our compliance team via the email address in your account dashboard. Clearly quote the clause in question and your account ID. We aim to acknowledge all formal disputes within two business days and resolve them within fourteen.

Terms and Conditions That Govern Your Account

How to Reach Us About These Terms

Data, Security and Your Policy Rights

Data Retention

Cookie Policy

Account Security

Amendment Rights

Requesting Changes

Account Closure

Common Questions About These Terms

01 When do these terms become binding on my account?

02 Can smsattamatka change these terms without notifying me?

03 What happens to my account if I breach these terms?

04 How can I request a copy of the data smsattamatka holds about me?

05 Do these terms apply differently depending on which Indian state I am in?

06 Are deposits made via Paytm or PhonePe covered by any separate policy?

07 Who can I contact if I disagree with how a term has been applied to my account?

Related Pages